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7 things your property insurance adjuster may overlook

Why Getting a Second Opinion on Your Insurance Claim Could Save You Thousands

After a disaster, the typical first call most property owners make is to their insurance company. And while that’s the expected step, what many don’t realize is—you don’t have to go it alone.

At Fire Claims Solutions, we’ve been helping homeowners and business owners across Massachusetts, Connecticut, and Rhode Island get second opinions—and better outcomes—for decades.

When you file a claim, your insurance provider sends one of their adjusters to assess the damage. But here’s the catch: they work for the insurance company, not you.

If you don’t bring in a licensed public adjuster to review your loss, you may:

  • Miss out on key policy coverages

  • Settle for less than you’re owed

  • Face frustrating delays in the process

Why Fire Claims Solutions?

We’re New England’s most experienced public adjusting firm, handling hundreds of claims every year—from residential water damage to large-scale commercial fires.

Our licensed public adjusters work solely for you, the policyholder. We know how to spot what others overlook—and how to negotiate for the full amount you’re entitled to.

7 Things Insurance Company Adjusters Often Miss

  1. Hidden Policy Coverages
    – Additional protections buried in the fine print.

  2. Secondary Damages
    – Behind-the-wall issues or effects that show up later.

  3. Missed Scope Items
    – Whole areas of damage that never make it into the initial report.

  4. Inflation Protection
    – Built-in inflation factors that should raise your policy limit.

  5. Crossover Coverage
    – Benefits that may exist under other policies (homeowner, business, or personal property).

  6. High-End or Specialty Items
    – Items that exceed standard pricing tables and need custom valuation.

  7. Construction Complexities
    – Costs related to elevators, multi-story access, parking fees, or restricted hours.

The Bottom Line?

Bringing in Fire Claims Solutions early can prevent costly oversights and delays. We handle:

  • Full damage inspection

  • Policy analysis

  • All communication with your insurer

Let us lift the burden and make sure your claim is handled the right way—from day one.

 Call (781) 608-0754
 Email [email protected]
We’re available 24/7 to help you get the settlement you deserve.